<p style="font-size: 12pt;">Hi {first_name},</p>
     <p style="font-size: 12pt;">Your Contractor+ Pay merchant account has been approved and you are now able to start accepting Credit, Debit & ACH payments, both in-person and online!</p>
     <br/>
     <p style="font-size: 12pt;"><b>Here’s what you need to know:</b></p>
     <ol style="font-size: 12pt;">
         <li>
             <b>Collect Online Payments</b>
             <p style="font-size: 12pt;">You can send invoices directly to your customers and they can pay you online, from their own phone or computer, using credit, debit or ACH/bank transfer.</p>
         </li>
         <li>
             <b>Collect In-Person Payments</b>
             <p style="font-size: 12pt;">You can tap the “Collect Payment” button right on any invoice (or directly from the Payments dashboard in Contractor+). You can enter the amount, and your customer can tap, insert or swipe their Credit or Debit card, sign the transaction or enter their pin code (if a debit card), and request a receipt. All in just a few seconds.</p>
         </li>
         <li>
             <b>Default Payout Settlement Timelines</b>
             <p style="font-size: 12pt;">For Credit and Debit transactions, in almost all cases, you’ll have your funds the next business day. If you need your funds instantly, you can request an instant payout for a small fee. ACH payments can take 2-5 business days to reach your bank.</p>
         </li>
         <li>
             <b>You’re Approved for a $15K Transaction Limit</b>
             <p style="font-size: 12pt;">If you need to collect a payment for more than $15,000, you will need to break it into more than one transaction. You can also talk to our Customer Success team about raising this limit. We’ll typically need to see some processing history and bank statements to get our risk team to raise this limit for you.</p>
         </li>
         <li>
             <b>You Can Request a FREE Card Reader!</b>
             <p style="font-size: 12pt;">In-Person payments are less expensive than online payments. We give all Contractor+ Pay PRO merchants a free card reader. The only catch is we require you process at least $5k in in-person transactions within 30 days of receiving the card reader.</p>
         </li>
     </ol>
     <p style="font-size: 12pt;">If you have any questions, let us know. Our payments support team is here to help.</p>

     <p style="font-size: 12pt;">Regards,</p>
     <p style="font-size: 12pt;">Contractor+ Pay Underwriting Team</p>